Should I Call a Roofer or Insurance First?

Maintaining your roof is important to curb appeal but it is crucial to preventing serious issues like leaks. If your roof has sustained damage, it is imperative that it is repaired quickly. But should I call a roofer or insurance first?


What to Do When Your Roof is Damaged


Your first thought is probably to call your insurance company. However, your first call needs to be to a roofer. The insurance company isn’t going to quickly repair the damage and prevent more issues. A roofer will assess the damage, and deal directly with your insurance company.


Should I Call a Roofer or Insurance First


Why should I call a roofer first?


Calling the roofer first ensures that you roof receives repair in a timely manner but more than that. Most roofing companies are well versed with insurance companies and understand what needs to be done. They can help you understand the process. Furthermore, it prevents the insurance company from taking advantage of your lack of knowledge.


Filing Insurance Claims


Dealing with an insurance claim can be stressful and tedious. It is also a very drawn-out process. Your roofer can help you negotiate with the insurance company and deal with everything from paperwork to estimating the right insurance amount.


Benefits of Calling a Roofer


Insurance adjusters are valuable, but they do not have the necessary expertise to assess your roof damage. However, a roofer is an expert. He can assess damage and give an accurate and thorough inspection of the damage and the cost of repair.


Furthermore, a roofer knows to look for surface damage as well as bigger issues, like underlying water leakage. These serious issues can often be overlooked by the insurance adjustors. This can cause extensive damage in the long run.


Should I call a Roofer or Insurance First to Save Time?


Insurance claims can be confusing, time consuming and frustrating. By calling your roofer before you call the insurance company, you can avoid all this stress. Letting the roofer handle your insurance company saves you a lot of time and frustration.


Let Us Help


To reiterate, if your roof is damaged, call a roofer. After the roofer inspects the damage, they can file the insurance claim and repair the damages. To learn more, please contact A & M Roofing.


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