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Should I Call a Roofer or Insurance First?

Updated: 6 days ago

Maintaining your roof is essential to curb appeal, but it is crucial to preventing serious issues like water leaks. If your roof has sustained damage, it must be repaired quickly. But should you call a roofer or your insurance first?


What to Do When Your Roof is Damaged


Your first thought is probably to call your insurance company. However, your first call needs to be to a local roofing contractor. The insurance company is not going to repair the damage or properly protect the area to prevent more issues. A roofer will assess the damage and deal directly with your insurance company.

Should I Call a Roofer or Insurance First

Why Should I Call a Roofer First?


Calling the roofer first ensures that your roof is repaired promptly to contain further damage, but more than that, most roofing companies are well-versed in insurance claims and know what needs to be done. They can help you understand the process. Furthermore, it prevents the insurance company from taking advantage of your lack of knowledge.


Filing Insurance Claims


Dealing with an insurance claim can be stressful and tedious. It is also a very drawn-out process. Your roofer can help you negotiate with the insurance company and deal with everything from paperwork to estimating the right insurance amount.


Benefits of Calling a Roofer


Insurance adjusters are valuable, but they do not have the necessary expertise to assess the extent of the damage. However, a roofer is an expert. He can inspect the roof to evaluate the damage and give an accurate and thorough assessment and repair cost.


Furthermore, a roofer knows to look for surface damage and more significant problems, like underlying water leakage. Insurance adjustors can often overlook these harder-to-spot issues, which can cause bigger issues in the long run.


Should I call a Roofer or Insurance First to Save Time?


Insurance claims can be confusing, time-consuming, and annoying. You can avoid all this stress by calling a reliable Northern Virginia roofer before you call the insurance company. Letting the roofer assist you with your insurance company claim can save you a lot of time and frustration.


Let Us Help


To reiterate, if your roof has signs of damage, call a roofer. After a proper inspection, they can secure the area, help you file an insurance claim, and repair or replace your roof. To learn more, please get in touch with a licensed and insured Northern Virginia roofing contractor.


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