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Insurance Roof Replacement Questions

In this post, we answer all of your insurance roof replacement questions.

As Loudoun County’s premier local roofer, we pride ourselves in continually offering the best roofing services for our community at A&M Roofing.

Will My Premium Increase Due to a Claim?

Probably not, as long as you weren’t negligent.

What are Inspectors Looking for?

When an insurance inspector comes over to look at your roof, they are looking for prominent damage including bruising or missing shingles.

Do I Need Multiple Estimates?

When you work with a trusted roofing company, you will not need to get multiple estimates.

However, if you are shopping around for a company, it may be wise.

What Types of Residential Insurance Is Available?

There are two types of major insurance policies for residential homes.

An Actual Cash Value policy has your roof deprecating in value over a 10-year period.

Contrastingly, a Replacement Cost policy covers the cost to replace your roof and subtracts the deductible from the cost.

Will Insurance Withhold Deprecation?

It is not uncommon for insurance companies to withhold deprecation in order to avoid potential for fraud.

What Do I Do if Insurance Doesn't Cover the Roofer’s Estimate?

Most reputable roof companies should be able to look over your insurance quote to identify if anything is missing.

If they happen to find an error, your roofing company can contact your adjuster to address any discrepancies.

More Insurance Roof Replacement Questions in Loudoun County

A&M Roofing is proud to be a SELECT ShingleMaster (SSM) certified roofing company.

This is the top credential by CertainTeed and represents the highest standards in the roofing industry.

A&M Roofing is a local, family-owned class A roofing contractor in Northern Virginia that serves customers in Reston, Herndon, Great Falls, McLean, Falls Church, Fairfax County, as well as Leesburg and Ashburn, Loudoun County, and Prince William County.

We are always happy to answer any questions you may have at A&M Roofing.

If you are interested in working with A&M Roofing, call us today at (703)584-5876 or email

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